:root{--nvd-red:#c8102e;--nvd-black:#111;--nvd-grey:#6b6b6b;--nvd-line:#dedede;--nvd-soft:#f6f6f6}
.nvd-app-shell{max-width:1050px;margin:30px auto;background:#fff;border:1px solid #e7e7e7;box-shadow:0 18px 55px rgba(0,0,0,.08);font-family:Montserrat,Arial,sans-serif;color:var(--nvd-black)}
.nvd-app-intro{padding:46px 50px 34px;border-top:7px solid var(--nvd-red)}
.nvd-eyebrow{display:block;color:var(--nvd-red);font-size:12px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;margin-bottom:12px}
.nvd-app-intro h2{font-size:clamp(28px,4vw,45px);line-height:1.08;margin:0 0 16px;color:#0d0d0d}
.nvd-app-intro p{max-width:830px;margin:0;color:#5a5a5a;line-height:1.7}
.nvd-progress{display:grid;grid-template-columns:repeat(5,1fr);background:#111;padding:0 30px}
.nvd-progress button{appearance:none;border:0;background:none;color:#aaa;padding:20px 8px;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;cursor:pointer;border-bottom:3px solid transparent}
.nvd-progress button span{display:inline-flex;width:24px;height:24px;border-radius:50%;align-items:center;justify-content:center;background:#333;margin-right:6px;color:#fff}
.nvd-progress button.active{color:#fff;border-bottom-color:var(--nvd-red)}
.nvd-progress button.active span,.nvd-progress button.complete span{background:var(--nvd-red)}
.nvd-application-form{padding:44px 50px 50px}
.nvd-step{display:none}.nvd-step.active{display:block}
.nvd-section-heading{display:flex;gap:18px;align-items:flex-start;margin-bottom:30px}
.nvd-section-heading>span{font-size:12px;font-weight:800;color:#fff;background:var(--nvd-red);padding:8px 10px}
.nvd-section-heading h3{margin:0 0 5px;font-size:25px}.nvd-section-heading p{margin:0;color:#777}
.nvd-grid{display:grid;gap:22px}.nvd-grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.nvd-span-2{grid-column:1/-1}
.nvd-field label,.nvd-check-group legend{display:block;margin-bottom:9px;font-size:13px;font-weight:800;color:#222}.nvd-field label span,.nvd-check-group legend span{color:var(--nvd-red)}
.nvd-field input,.nvd-field select,.nvd-field textarea{width:100%;box-sizing:border-box;border:1px solid #cfcfcf;background:#fff;border-radius:3px;padding:13px 14px;font:inherit;color:#111;transition:.2s}
.nvd-field input:focus,.nvd-field select:focus,.nvd-field textarea:focus{border-color:var(--nvd-red);box-shadow:0 0 0 3px rgba(200,16,46,.1);outline:none}
.nvd-field small{display:block;color:#777;margin-top:7px}.nvd-check-group{border:0;padding:0;margin:28px 0 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.nvd-check-group legend{grid-column:1/-1}.nvd-check-group label,.nvd-declarations label{display:flex;gap:10px;align-items:flex-start;background:var(--nvd-soft);padding:14px;border:1px solid transparent;cursor:pointer;line-height:1.45}
.nvd-check-group label:has(input:checked),.nvd-product-grid label:has(input:checked){border-color:var(--nvd-red);background:#fff7f8}
.nvd-check-group input,.nvd-declarations input{margin-top:4px;accent-color:var(--nvd-red)}
.nvd-product-grid{border:0;padding:0;margin:0 0 28px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.nvd-product-grid label{display:flex;min-height:72px;align-items:center;gap:10px;padding:15px;border:1px solid var(--nvd-line);background:#fff;cursor:pointer;font-weight:700}.nvd-product-grid input{accent-color:var(--nvd-red)}
.nvd-declarations{display:grid;gap:12px;margin-top:27px}.nvd-declarations label{background:#fafafa;border-left:3px solid #ddd}
.nvd-form-actions{display:flex;justify-content:space-between;gap:12px;margin-top:35px;padding-top:25px;border-top:1px solid #eee}.nvd-btn{border:0;border-radius:3px;padding:14px 24px;font:inherit;font-weight:800;cursor:pointer}.nvd-btn-primary{background:var(--nvd-red);color:#fff}.nvd-btn-secondary{background:#111;color:#fff}.nvd-btn:disabled{opacity:.65;cursor:not-allowed}
.nvd-form-alert,.nvd-message{padding:16px 18px;margin:20px 0;border-left:4px solid var(--nvd-red);background:#fff3f5}.nvd-message{margin:30px 50px 0}.nvd-message h3{margin:0 0 7px}.nvd-success{border-left-color:#1d8a48;background:#f1fbf5}.nvd-error{border-left-color:var(--nvd-red)}
@media(max-width:760px){.nvd-app-shell{margin:15px}.nvd-app-intro,.nvd-application-form{padding:30px 22px}.nvd-progress{padding:0 8px;overflow-x:auto}.nvd-progress button{min-width:90px;font-size:10px}.nvd-progress button span{display:flex;margin:0 auto 5px}.nvd-grid-2,.nvd-check-group,.nvd-product-grid{grid-template-columns:1fr}.nvd-span-2{grid-column:auto}.nvd-form-actions{position:sticky;bottom:0;background:#fff;padding-bottom:10px}.nvd-message{margin:20px 22px 0}}